total wellness

Total Wellness Initiative

Take Stock, Review & Implement Changes.
Seriously, How’s Your

Physical, Mental & Financial Wellness?

Two years of a pandemic and the economic and social fallout resulting have strained most people’s sense of wellness. How are you fairing? At CMSolutions we’re committed to improving all aspects of wellness for our members.

Total Wellness Initiative by CMSolutions

Want to subscribe to our wellness initiative? Receive regular tips and quizzes for your well-being.

4 Physical Wellness Pillars- exercise, nutrition, relaxation and sleep
Total Wellness starts with physical aspects. Without a good night sleep and the right nutrition, no one can have a life of wellness. Have you got these 4 pillars covered?

4 pillars of physical well-being:

Experts widely consider
1. exercise
2. good nutrition
3. relaxation
4. and sleep is crucial to healthy living.
While these so-called “four pillars” of good health help keep your body running, they also do wonders for your emotional well-being.

8 Components of Wellness

  1. Purpose/Meaning
  2. Positive Relationships
  3. Engagement
  4. Social Contribution
  5. Competence
  6. Self-Respect
  7. Optimism
  8. Social Relationships

The Flourishing Scale

The Flourishing Scale is a brief 8-item summary measure of the respondent’s self-perceived success in important areas such as relationships, self-esteem, purpose, and optimism. The scale provides a single psychological well-being score.
Diener, E., (2009). 

Some signs that financial stress is affecting your health and relationships include arguing with the people closest to you about money, difficulty sleeping, feeling angry or fearful, mood swings, tiredness, muscle pain, loss of appetite, lower sex drive and withdrawal from others.

Golden Rules for Financial Wellness

#1. Pay yourself first. Set up auto-pay into a savings account so you don’t have to think about it. The golden rule is 10% or more, but review this after your budgeting exercise.

#2. Create a budget that works for you. Budgeting starts with recording where your money currently goes. Collect receipts and make notes on every dollar spent for a month. Most people are shocked to learn how much they waste on unnecessary items, snacks and impulse purchases.

#3. Make sure your super is working as hard as it can. Switching to an industry super fund can make a huge difference to the value of your super over time.

Some other opportunities to improve our wellness are listed below:

Small Steps to Better Physical Wellness

Small steps might include at least 30 minutes of exercise each day. Vary your activity to keep it interesting. Swim, walk, jog, use weights or ride your bike. Mixing things up keeps up our interest and keeps our bodies healthier.

Interesting Ways to Improve Mental Wellness

Stop whatever you’re doing right now, and select an activity from the following suggestions, for a mental and physical break.

A. Go tell a colleague how much you appreciate them.

B. Go for a walk around the block and notice something you haven’t seen before.

C. Work in the garden in a mindful way, asking yourself questions like which plant is that? What’s growing well and what isn’t? Could I be growing more vegetables, herbs or fruit?

D. Call a friend, and really, yes really listen to what they have to say.

E. Listen to a new podcast and take some notes on actions you might take.


Get Smarter With Your Super- For a better Financial Outcome

NGS Super Choose to chat tools makes it easier for employers and staff to have conversations about super and financial well-being. A new employer toolkit outlines why, when, where, and how to help staff improve their financial well-being, including how to choose choice when it comes to their superannuation. You can find the toolkit here, and further resources at